April 20, 2010

Money and Travel in Ghana: Top Secrets

Another article published at Suite 101 but this one gives you the dirt on what money to bring to Ghana and in what form.

Read an excerpt:

How Much Cash is Enough?
Ghana, while in Africa, is still a relatively safe country in which to travel and it’s safe to bring cash. Up to one thousand dollars is a safe amount. The major currencies, including US dollars, Euros, Yen, Canadian Dollars and Australian Dollars, can be changed at any of the numerous currency exchange bureaus in all main towns and tourist centres.

Plastic Cards in Ghana: Bringing a credit card to Ghana is helpful as a back up or as a main source of accessing money for travel, although it would be unwise to rely on this alone should the card be stolen. A mix of cash and credit card is the best solution.

Credit cards can be used to withdraw cash from ATMs, although you will be charged a fee by your credit card company for every withdrawal. Bringing a Visa Card is the best option, as it’s most widely accepted at ATMs and sometimes the only card accepted at certain establishments and shops, but according to the Bank of Ghana: “There are no locally issued credit cards in Ghana. However popular international credit cards such as Visa, American Express, Barclaycard are accepted by the ATMs of the selected banks of the common ATM switch operated by Visa International for cash withdrawal."

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